• Loan Rates
  • Savings Rates
(New or Used Vehicles) 1.99%APR
Home Equity Line of Credit 4.50%APR
First Mortgage 10 Year Fixed 3.01%APR
First Mortgage 15 Year Fixed 3.51%APR
Effective date: 05/23/2013  VIEW RATES >
Regular Share Account 0.25%APY
Christmas, Vacation, 0.25%APY
Kirby Kangaroo, Club Varsity, 0.25%APY
Effective date: 05/23/2013  VIEW RATES >

Credit Union Member Appreciation Days

Member Appreciation Days
CU @ the ZOO Friday, June 14th 9:00 a.m. to 6:00 p.m.
The Ice Cream Man Thursday, July 18th 7:00 a.m. to 4:00 p.m.
The Ice Cream Man Thursday, August 8th 7:00 a.m. to 4:00 p.m.
The Weiner Wagon Thursday, August 15th 7:00 a.m. to 4:00 p.m.
Tiburon Golf Outing Friday, August 23rd 4:00 p.m. Shot-Gun Start
Field Club Golf Outing Monday, September 9th 8:30 a.m. Shot-Gun Start

KCEFCU is sponsoring admission to the Henry Doorly Zoo on Friday, June 14th for members only. The Zoo is open from 9:00 a.m. until 6:00 p.m. Tickets must be reserved by Monday, June 10th. Join us for a day of fun as our way of saying "thanks for being a member." Please call Ruth at 935.3285 to reserve your ticket.

Frosty Treats Ice Cream Truck will visit the credit union for two dates this year, one in July and one in August. Stop by to enjoy a Frosty Treat on a hot, summer day.

Stop by the Credit Union office and pick up a hot dog on us as Member Appreciation Days continue. The Chicago Dawg House's Weiner Wagon will be at the office for a back-to-school treat. (You probably saw the Weiner Wagon if you went to the College World Series.)

The Credit Union is sponsoring two golf outings on two separate days. No longer all-in-one day and at different courses, the morning outing is at the Field Club with a shot-gun start at 8:30 a.m. The outing includes money holes as well as lunch. The afternoon outing will be at Tiburon also with a shot-gun start at 4:00 p.m. This outing includes money holes and includes dinner.


Searching for a great rate

Searching for a great rate?

For a limited time KCEFCU is offering a special loan promotion at a great rate. From May 1st through June 15th new or used vehicle loans are available to qualified borrowers for a rate as low as 1.99% APR. Whether you are purchasing your vehicle from a dealer or refinancing an existing loan at another institution, this special rate can apply to your new loan with KCEFCU. As an added bonus, you will receive a mylar windshield sun shade. Summer heat will certainly be here soon and your sun shade will keep your vehicle steering wheel touchable after it has been in the sun all day.

Apply on-line at www.kellogg-fcu.org or give Tisha a call at 402.935.3269 to get your loan started!"


HATS  . . . HATS . . . HATS

Didn't make it to the golf outing this year?
Don't worry.  We have a few hats left over for you to purchase.  These sturdy baseball caps are maroon/beige, have a flex-strap to fit, and sport the new credit union logo!

Purchase one for $8.95. 


10 Year Fixed Rate Mortgage

Our newest loan product is a 10 year and 15 Year, Fixed-Rate Mortgage.  The interest rate is tied to the 10-year Treasury (Constant Maturity) plus a margin.  You can follow this rate at www.bankrate.com or just google the 10-year Treasury (Constant Maturity).  This 10 Year and 15 Year Mortgage Fixed Rate is posted every Tuesday on our web site.

This is a loan that we keep in-house and do not sell on
the secondary market.  Closing costs on this mortgage
are very low.  We only charge you what we are charged to process the loan.  There are no points. When you are ready, give us a call.  Our staff will be happy to discuss the benefits of the 10-year and 15 Year Mortgage.

Online Resources 

Loan Application Calculators