• Loan Rates
  • Savings Rates
(New Vehicles (2011 & newer)) 1.99%APR
Effective date: 09/17/2014  VIEW RATES >
Regular Share Account 0.10%APY
Christmas Club 0.25%APY
Vacation, Special, Kirby Kangaroo, Under 21 Share Draft Checking 0.10%APY
Effective date: 09/17/2014  VIEW RATES >

Share/Savings Account Fees

  • Regular Share, Kirby Kangaroo and under 21 share account fees: $2.00 per withdrawal if over six (6) withdrawals per month
  • Vacation Club Share, Christmas Club and Savings Account Fee: $2.00 per withdrawal if over six (6) withdrawals per month
  • Special Share/Savings Account Fee: $2.00 per withdrawal if over six (6) withdrawals per month
  • Money Market Balance Fee: $15.00 per month if balance is less than $1,500.00
  • Money Market Account Fees: $5.00 per withdrawal if over six (6) per month
  • Holiday Club Fees Early Closure $10.00, if not closed on November 1st

Share Draft/Checking Account Fees

  • NSF Fee (Check/ACH): $29.00
  • Stop Payment (ACH & Check) Fee: $29.00
  • Share Draft/Check Printing Fee: Prices vary depending on style of check
  • Returned Item $29.00

Other Service Fees (Applicable to All Accounts)

  • Account Reconciliation Fee: $25.00 per hour minimum one (1) hour
  • Statement Copy Fee: $2.00/copy
  • Wire Transfer(outgoing): $20.00
  • Legal Processing Fee: $150.00
  • Cashier/Teller Check Fee: $5.00 if more than four (4) checks per month
  • Money Order Fee: $1.00 per money order
  • Traveler Card Fee: $2.00/card
  • Visa Gift Card Fee:  $3.00/card
  • Temporary Checks: $2.00/page must have check order placed
  • Inactive Account Fee: $10.00
  • Bad Address Fee: $5.00 per piece
  • Garnishment/Levy Fee: $50.00
  • Account Activity Printout $2.00/printout
  • Account Research $25.00/hour and $25.00 minimum charge
  • Automatic Transfer $2.00/transfer
  • Deposited Item Return $20.00/item
  • Dormant Account $10.00/month after 1 year
  • Photocopy $3.00

Electronic Funds Transfer/Debit Card Fees

  • Non Proprietary ATM Withdrawal/Transfer Fee: $2.00/Transaction after four (4)
  • Debit Card Fees:
    Rush Order Fee: $40.00
    Replacement Card Fee: $20.00
  • ACH Overdraft $29.00

The rates and fees appearing in this schedule are accurate and effective for accounts as of the Last Dividend Declaration Date indicated on this Rate and  Schedule. If you have any questions or require current rate and information on your accounts, please call the Credit Union.

Online Resources 

Loan Application Calculators