- Loan Rates
- Savings Rates
| (New or Used Vehicles) | 1.99%APR |
| Home Equity Line of Credit | 4.50%APR |
| First Mortgage 10 Year Fixed | 3.01%APR |
| First Mortgage 15 Year Fixed | 3.51%APR |
Effective date: 05/25/2013 VIEW RATES > | |
| Regular Share Account | 0.25%APY |
| Christmas, Vacation, | 0.25%APY |
| Kirby Kangaroo, Club Varsity, | 0.25%APY |
Effective date: 05/25/2013 VIEW RATES > | |

Products
Overdraft
Have peace of mind with your checking account by protecting yourself and your credit record with an overdraft protection line of credit. Enjoy the many benefits of:
- No annual fee
- No prepayment penalty
- No collateral required
- Credit limits from $300 to $500
- Protects you from non-sufficient fund fees (NSF) and third party collection fees
- Payments are deducted automatically from your checking account on the 30th of each month
- Advances in increments of $100 or remaining credit limit
- Notification is sent by mail when funds are advanced
- Free on line and Call 24 account access to your line of credit



