- Loan Rates
- Savings Rates
| (New or Used Vehicles) | 1.99%APR |
| Home Equity Line of Credit | 4.50%APR |
| First Mortgage 10 Year Fixed | 3.01%APR |
| First Mortgage 15 Year Fixed | 3.51%APR |
Effective date: 05/21/2013 VIEW RATES > | |
| Regular Share Account | 0.25%APY |
| Christmas, Vacation, | 0.25%APY |
| Kirby Kangaroo, Club Varsity, | 0.25%APY |
Effective date: 05/21/2013 VIEW RATES > | |

Products
Mortgage Services
Whether you are in the market for a new home or improving a home you already own, Kellogg Company Employees Federal Credit Union offers you mortgage loan products to meet all your needs. Our Real Estate department offers you personalized, professional, and local service. As an owner of the credit union, your best interests are always in mind.
Our mortgage services include:
- Low or no down payment requirements PHH Mortgage Services
- View your PHH mortgage loan balances, escrow balance, and tax information online.
- Low closing costs
- No application fee
- Free pre-qualification
- Potential tax deduction on interest paid
- Loan counseling by trained, professional mortgage personnel working for you, not commission
- No prepayment penalties
We have a complete selection of affordable loans to meet your needs, including:
- Fixed rate mortgages
- Adjustable rate mortgages
- Balloon mortgages
- 100% financing programs
- "Less than perfect credit" loans
- Home equity loans
- Low down payment loans
- Land only
- Construction financing
- VA
- Weekly, biweekly, or monthly payment options
We offer competitive rates, pre-qualification approvals, and great service to save you time and money. Our real estate team has earned the reputation of being efficient and trustworthy. In addition, the loan approval process is done locally. Contact one of our mortgage specialists today to find out how we can help secure a mortgage loan to meet your needs.
Cathy at 935-3266


