• Loan Rates
  • Savings Rates
(New Vehicles (2011 & newer)) 1.99%APR
Effective date: 07/30/2014  VIEW RATES >
Regular Share Account 0.10%APY
Christmas Club 0.25%APY
Vacation, Special, Kirby Kangaroo, Under 21 Share Draft Checking 0.10%APY
Effective date: 07/30/2014  VIEW RATES >

Current Dividend Rates Dividend
Rate
APY*
Regular Share Account
($5.00 Minimum Average Daily Balance to earn dividends)
0.10% 0.10%
Christmas Club
0.2497% 0.25%
Vacation, Special, Kirby Kangaroo, Under 21 Share Draft Checking
($5.00 Minimum Average Daily Balance to earn dividends
0.10% 0.10%
Share Draft Checking
($500.00 Minimum Average Daily Balance to earn dividends)
0.10% 0.10%
Holiday Club Share/Savings
up to $4999.99
1.51 1.51
$5000 & Over
0.25% 0.25%
IRA Shares 
Up to $4,999.99
0.3993% 0.40%
$5,000.00 & Over
0.6481% 0.65%
Money Market Savings Accounts * 
$1,500.00 - $9,999.99
0.1499% 0.15
$10,000.00 - $24,999.99
0.2497% 0.25%
$25,000.00 & Over
0.4491% 0.45%

Dividends are based on the Credit Union's earnings at the end of a dividend period and cannot be guaranteed. *APY=Annual Percentage Yield. (1)Variable Rate account: the rate may change after opening. (2)For the purposes of this disclosure, this is a rate and APY as of the last dividend date. These Dividend Rate(s) and APY(s) may change every dividend period as determined by our Board of Directors. (3)Variable Rate Account will earn the rate/yield based on the dollar amount in each tier. Ask us for further information about the fees and other terms that apply to these accounts.

* A Penalty may be imposed for early withdrawal.
* Rates subject to change without notice

 

Certificate Rates *

07/30/2014

      Term     

Regular/IRACertificate
Account $500 Min

APR

APY

Regular/IRA Certificate
Account $10,000 Min

APR

APY

6 Months 0.35% 0.3506% 0.35% 0.3506%
12 Months 0.45% 0.4509% 0.45% 0.4509%
24 Months 0.75% 0.7526% 0.75% 0.7526%
36 Months 0.95% 0.9541% 0.95% 0.9541%
48 Months 1.45% 1.4597% 1.45% 1.4597%
60 Months 1.65% 1.6625% 1.65% 1.6625%

* A Penalty may be imposed for early withdrawal.
* Rates subject to change without notice

 

Online Resources 

Loan Application Calculators