- Loan Rates
- Savings Rates
| (New or Used Vehicles) | 1.99%APR |
| Home Equity Line of Credit | 4.50%APR |
| First Mortgage 10 Year Fixed | 3.18%APR |
| First Mortgage 15 Year Fixed | 3.68%APR |
Effective date: 06/18/2013 VIEW RATES > | |
| Regular Share Account | 0.25%APY |
| Christmas, Vacation, | 0.25%APY |
| Kirby Kangaroo, Club Varsity, | 0.25%APY |
Effective date: 06/18/2013 VIEW RATES > | |
Savings Rates
effective June 18, 2013
| Current Dividend Rates | Dividend |
APY* |
| Regular Share Account ($100.00 Minimum Average Daily Balance to earn dividends) |
0.2498% | 0.25% |
| Christmas, Vacation, |
0.2498% | 0.25% |
| Kirby Kangaroo, Club Varsity, ($5.00 Minimum Average Daily Balance to earn dividends |
0.2498% | 0.25% |
| Share Draft Checking ($200.00 Minimum Average Daily Balance to earn dividends) |
0.2497% | 0.25% |
| Under 21 Share Draft Checking |
0.2497% | 0.25% |
| IRA Shares | ||
| $100.00-$4,999.00 |
0.5987% | 0.60% |
| $5,000.00 |
0.8970% | 0.90% |
($100.00 Minimum Average Daily Balance to earn Dividends) |
||
| Money Market Savings Accounts * | ||
| $100.00 - $1,499.99 |
0.2497% | 0.25% |
| $1,500.00 - $9,999.99 |
0.3494% | 0.35% |
| $10,000.00 - $24,999.99 |
0.5486% | 0.55% |
| $25,000.00 |
0.6978% | 0.70% |
Dividends are based on the Credit Union's earnings at the end of a dividend period and cannot be guaranteed. *APY=Annual Percentage Yield. (1)Variable Rate account: the rate may change after opening. (2)For the purposes of this disclosure, this is a rate and APY as of the last dividend date. These Dividend Rate(s) and APY(s) may change every dividend period as determined by our Board of Directors. (3)Variable Rate Account will earn the rate/yield based on the dollar amount in each tier. Ask us for further information about the fees and other terms that apply to these accounts.
* A Penalty may be imposed for early withdrawal.
* Rates subject to change without notice
Certificate Rates *06/18/2013 |
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Term |
Regular/IRACertificate |
APR |
APY |
Regular/IRA Certificate |
APR |
APY |
| 90 days | 0.25% | 0.25% | 0.30% | 0.30% | ||
| 6 Months | 0.40% | 0.40% | 0.45% | 0.45% | ||
| 12 Months | 0.55% | 0.55% | 0.60% | 0.60% | ||
| 18 Months | 0.70% | 0.70% | 0.75% | 0.75% | ||
| 24 Months | 0.85% | 0.85% | 0.90% | 0.90% | ||
| 30 Months | 0.90% | 0.90% | 0.95% | 0.95% | ||
| 36 Months | 1.10% | 1.10% | 1.15% | 1.15% | ||
* A Penalty may be imposed for early withdrawal.
* Rates subject to change without notice
